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It forces an operator to abide by the law, which includes not allowing underage playing and paying winnings to eligible players. As far as the best online casinos in Nigeria, we have listed solely tried and tested websites. We have all seen gamers win large amounts of money, but many of those bet massive to begin with. Well, you don’t need to be loaded to leave the best on line casino websites Nigeria with a pile of cash. Progressive jackpots give you the good opportunity to try your luck at giant prize swimming pools. Nigerians have just lately taken to online casinos and judging by this development, gaming will solely turn into larger getting into.
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When joining a casino, you need to decide out one cost technique and join your casino account to it. For example, when you choose a credit card as a most popular cost possibility, you may have to enter your bank card number, security code, expiry date, and extra. All casinos on this record are safe and gained’t reveal your non-public information to anyone.
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In Nigeria, the facility to concern on-line sports betting & on line casino license is shared between the Federal Government of Nigeria and varied State Governments. There are 36 states in Nigeria, and most states maintain Lottery Boards, that are liable for the issuance of varied gaming licenses. The National Lottery Regulatory Commission is responsible for the issuance of gaming licenses on behalf of the Federal Government. Resorts World at Aqueduct, which recently opened a hotel, mentioned it was eager to obtain a license to increase its casino business to incorporate table games like blackjack, baccarat, craps and poker. Pretlow said Genting’s Resorts World gaming lounge at the Aqueduct race track and MGM’s Empire City slots show at Yonkers Raceway would have a “head start” to win two of the bottom three gaming licenses. Sites are presently only licensed to offer Lottery Division slot-type video lottery terminal video games.
This was a marked shift from the previous coverage of outright prohibition of playing commercials that was the established order prior to the amendments being made. That’s how we know our reviews come from real guests who have stayed at the property. Only a customer who booked via Booking.com and stayed at a particular property can write a evaluation.
Join Bet9ja to guess on soccer, tennis, basketball and much, much more. Roulette on the top Nigerian on line casino sites is out there in all of its popular variations. Specifically, you’re going to get to play French, European, and American roulette. It is a good suggestion to check out each RNG and live roulette to get a greater really feel for the sport. Below, we are going to speak about every of these elements and how they match into the web gambling experience. This method, you will achieve a rough concept of the strategy we use to rank and evaluate the totally different on-line casinos Nigeria has entry to.
Although we can not select one single site that’s higher than all the others, we did make an inventory of what we consider the most effective online casinos in Nigeria. Every casino on our listing has some advantages you may value over others. Therefore, it’s as a lot as you to choose the one you suppose is the most effective on the listing. All good online casinos use cutting-edge applied sciences to guard users’ data from being intercepted and stolen by hackers. They are licensed and operate under laws of at least one regulatory physique.
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“Issuing full playing casino licenses within the upstate has become my primary priority,” mentioned Gary Pretlow (D-Mount Vernon), chairman of the State Assembly committee on games and betting. The move comes after the New York State Gaming Commission launched its much-anticipated mobile sports activities betting operation on Saturday, in accordance with lawmakers and gaming supporters. If you want to learn to play on line casino video games, listed beneath are a few useful ideas and methods to get you started.
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Thousands of lodge staff who lost their jobs through the pandemic could possibly be rehired by the city’s casinos, said a union chief representing forty,000 lodge and on line casino workers. The second kind of ‘bad’ casinos consists of casinos which continually have errors and are simply poorly carried out. Finally, the third kind of dangerous casinos consists of the ones which have every thing in order however are just not adequate to make it to the ‘good’ record.
You can relaxation assured that every one bonuses from the casinos on our listing are available to the residents of Nigeria. As we now have beforehand mentioned, our team got here up with a unique assessment test which helped us attain our choice and embody a few casinos which are offered to you on our list. About 46,1% of British punters’ losses originate directly from bets positioned on football matches. No matter the lengthy run evolutions of the British iGaming market, any type of real money wagering can lead to downside play and dependancy. The pattern of distant casinos in path of accessibility is highlighted by the British gamblers’ preference for taking part in on cell phones. While being extra agreeable, distant and especially, mobile gambling comes with certain risks.
Our gamers experience one of the best online casino video games in Malaysia, odds to roll craps each player can select between elevating. I see that at this moment there is not a integrity within the on line casino area — everyone has their clan, calling. Show up on time so you don’t miss any games, checking and folding.
Therefore, it’s no surprise that you can find just about any recreation type. Additionally, new and returning players also can benefit from rewarding promotions. The majority of on-line casinos provide free online on line casino video games in Nigeria, and that’s additionally the case with on line casino sites on our list.
Arsenal followers ought to observe that the earnings of playing enterprises nearly completely characterize the whole losses of gamblers. The most up-to-date numbers from the UKGC show that the trade gross yield quantities to £14.119 million. Casinos, both remote and bodily, make up about 29.7%, not including the 11.3% represented by bingo. In contrast, all betting activities constitute around 33.6% of the business yield. The remainder of 28.5% is represented by lotteries, together with the National Lottery. However, betting, like several form of gambling, can push individuals in the path of drawback play.
Each of those developers has significant influence on Nigerian on-line casinos. They are liable for some of the prime on line casino video games on the Internet. Modern gaming sites will embody titles from multiple provides, putting hundreds of unique games at your disposal. A on line casino basic, blackjack has saved up with the occasions, and its transition to a virtual format is nothing if not profitable. Currently, NG playing platforms host numerous variations of the game, which you’ll get pleasure from.
However, due to the many options obtainable on-line, selecting the best one may be challenging. It’s as a outcome of each on line casino platform offers a novel recreation and competitive bonuses and promotions to allure customers. Basically, there are aspects you’ll be able to ponder earlier than signing up with any on-line on line casino platform.
The best of them will also supply recurring bonuses to long-term users. Any modern online casino will feature hundreds of these versatile and distinctive titles. The slots style definitely stands out from different gambling products. Its primary selling points are the wild diversity of styles and visuals, which are simply not attainable with different recreation types. Usually if you open an account, just add the symbolize put extra incentives on your participant.
Promotional content will be removed and points regarding Booking.com’s providers should be routed to our Customer Service or Accommodation Service teams. We’ll use the identical tips and standards for all user-generated content, and for the property responses to that content material. Whether adverse or positive, we’ll submit every remark in full, as quickly as attainable, after it is moderated to comply with Booking.com tips. We’ll additionally provide transparency over the standing of submitted content material.
We have more than 70 million property evaluations, all from real, verified friends. When the resort just isn’t busy, it’s nice by us however whether it is on a busy day particularly during the Xmas interval, early examine in might be subject to availability on arrival. After a evaluation has been submitted, you presumably can modify it by contacting Booking.com customer service. We consider review contributions and property responses will spotlight a variety of opinions and experiences, which is important in helping guests make knowledgeable decisions about where to remain. Even when gambling on the Internet, PC and private safety should be your major concern.
It has established itself as one of many trade leaders, not solely in Nigeria however worldwide. Betway has accomplished this by offering a superior product over the course of a decade and a half. Conclusively, the online on line casino license is valid for one 12 months upon approval and is subject to annual renewal.
He mentioned both firms have a monitor record and political support from surrounding communities. A good customer help service provides no less than two choices for contacting the help group , responds as shortly as potential, and provides actual solutions to users’ points. We already acknowledged that all online casinos have cellular versions, but some are higher than others. Every good on line casino has a well-optimised platform that makes playing on the go convenient. When you have a look at the map of all out there land-based casinos in Nigeria, you’ll discover that nearly all of them are situated in downtown Lagos.
We can’t have a list of the highest casino websites Nigeria with out NetBet. This trade leader has been energetic for greater than 20 years and has outlasted many potential rivals. Surviving for 20 years in the iGaming enterprise is a feat in itself. NetBet has accomplished this by continually innovating and staying in contact with players’ wants.
To meet this demand, a bunch of business veterans has launched a brand-new supply for dependable and updated information about the native playing market. Keeping the British iGaming buyer base educated and offering instruments and outreach applications ought to stay an ongoing goal of trade agents. Further so, following the UKGC’s recent push to create a ‘single customer view’, iGaming companies want to restrict british gamblers to holding just one account. Enhanced accessibility can promote the next frequency of interaction, as well as a bigger spent bankroll. The activity of punters still is dependent upon the developments of real-life sports events. Additionally, a 2.2% distinction in the number of frequent members does not quantity to a pertinent differentiating factor.
After all, you need a dependable operator that gained’t leak your delicate data and pay you your hard-won cash. All movies and reveals on this platform are emblems of, and all associated pictures and content material are the property of, Atinka Media Village. I personal a dealing faculty in Las Vegas, and when my college students ask questions counting, I normally can’t resist being a killjoy. I inform them that I can teach them the way to depend playing cards in about 5 minutes and after do that. So before I get into more card counting myths, please with this program .
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It is also part of the data that we share to our content material suppliers (“Contributors”) who contribute Content at no cost on your use. The content of this text is meant to offer a common information to the subject material. Specialist advice should be sought about your particular circumstances. There are full service casinos in northern New Jersey and neighboring Connecticut. The tough query is what impression New York-area casinos would have on troubled upstate casinos.
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The Online Casino Licence is usually processed inside two months from the date of software. Although the requirements from state to state are similar, nevertheless, the license charges vary. For instance, the license fee for a sports activities betting license, which includes a web-based on line casino in Oyo State, Nigeria is N3,000,000. Upstate New York has 11 Vegas-style casinos featuring slots, desk video games, sports activities betting and a host of entertainment facilities.
Since you’re sharing the same table with a couple of different gamers in the case of blackjack or up to lots of on the roulette table, you get to talk to them and the croupier. Additionally, the design of video slots permits developers to experiment with many various game mechanics. You shall be hard-pressed to not discover a slot game that doesn’t supply free spins, bonus rounds, pick-and-click mechanics, and different rewarding features.
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In case you register with a rogue on line casino, then likelihood is that you will discover it challenging to withdraw money or you’ll by no means withdraw something from that on-line casino. Even after successful a huge amount and you have met all their withdrawal necessities, scammers could have unlimited reasons to cease any withdrawal request. With that in thoughts, it is crucial to select a extremely reputable and legitimate online casino platform. To determine such platforms, they typically are verified by regulatory our bodies and possess audited payout certificates for https://bet-football.icu/1xbet-app/ secure taking half in. Progressive jackpot slots are a few of the top casino video games amongst Nigerian gamers. At NG casino websites, you will discover multiple worthwhile games with such prize pools.
The United States almost invented the concept of a luxury on line casino resort, so it’s no shock that The Bellagio comes in as one of the luxurious places on earth to spend your time. The building itself is price an incredible $1.6bn, which makes it the most costly casino resort on the planet. With this type of cash behind it, it’s not a shock that it provides the best in luxurious to customers. To the people of the city and the state, ”Resorts World stated in a statement.
The property is 1.7 mi from the city heart and 1.2 mi from Red Door Gallery. The opinions expressed in contributions are these of Booking.com customers and properties, and never of Booking.com. Booking.com doesn’t settle for responsibility or liability for any reviews or responses. Booking.com is a distributor and never a writer of these comments and responses. Please don’t embody personal, political, ethical, or non secular commentary.
Hochul’s workplace declined to comment, referring the questions to the gaming fee. In order to get the most out of on-line slots, you must all the time play with the maximum variety of paylines out there. Furthermore, make certain to plan your price range accordingly and not get carried away by spinning too many instances without paying consideration to your balance. Finally, we paid attention to the general quality of the platform, its responsiveness, consumer expertise, design, and elegance.
If the casino is on that list, there’s an efficient probability it is going to be run truly. Finally, roulette lovers need to be aware of the truth that there isn’t any single strategy that can assist them win. However, there are a couple of approaches and strategies which you should use in order to steadily increase your possibilities of winning. In the end, you have to do not forget that this can be a sport of probability in any case.
The resort is a five-star venue which provides 10 completely different classes of room. It means that everyone is in a position to find lodging that’s inside their own finances. There are greater than one hundred totally different slots obtainable, in addition to a variety of different desk video games. What actually helps Federal Palace to stand out is that it presents players a learner’s night time where beginners can stand up to hurry with completely different on line casino video games. Nigeria is a beautiful country, but when it comes to casinos there are very few obtainable. The Federal Palace is certainly one of these venues and it provides a incredible expertise to gamers.
First of all, we explored all of the video games out there on every site, taking into account both their high quality and amount. In different phrases, the variety of games was not the only criterion for the research, as we decided to check as many games as possible and make an total evaluation of their quality. The extended accessibility of remote gambling facilities changed each the face of the British trade and buyer behaviours. We can arrive at this conclusion, given the higher frequency of participation among sports activities bettors and the larger financial yield introduced in by the betting sector.
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We may consider the small and probably irrelevant discrepancies as why the UKGC doesn’t separate its downside play statistics based mostly on the exercise. Unfortunately, the UK Gambling Commission’s analysis does not break up their outcomes based mostly on betting and different wagering actions. The identical supply states that roughly zero.5% of Britain’s gamblers face downside gaming. The main at-risk population is represented by 16- to 24-year-old males. The reasonable danger players represent round 0.7% of the statistics’ respondents. The transfer comes as the world of on-line and indeed casino-based gambling goes through a interval of high development.
Certain companies and facilities could also be reduced or unavailable in consequence. Thank you in your question Kindly be told that we don’t permit Pre-wedding picture shoot in the lodge. Thank you on your message The hotel has no spa but a fitness center and an Olympic dimension swimming pool. Regrettably we wouldn’t have a seashore on the property however we have an Olympic sized swimming pool which is perfect to be used. You’ll obtain an e mail as quickly as the property answers your query. Booking.com doesn’t accept duty or legal responsibility for any query or answers.
If you are prepared to begin out your online playing expertise, we suggest checking out our record of chosen operators. Our number of the highest online casinos in Nigeria consists of world-renowned operators with confirmed worth. Experienced gamers will recognise these brands and the superb service they offer. At all of those on line casino sites, you will find lots of of distinctive games, along with worthwhile bonus offers.
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This property is part of the Travel Sustainable program, which means it’s taken important steps to make your keep extra sustainable. The Federal Palace Hotel and Casino is located in Lagos, 0.9 mi from Mega Plaza Century 21 Mall. Around 0.9 mi from National Museum Lagos, the property is also 1 mi away from Lekki Market and presents free WiFi.
Furthermore, all casinos are audited for equity by an unbiased company. Failing to fulfill any of those criteria resulted in an immediate exclusion from the ‘good’ listing by our staff. Let’s check out all these standards and see how they helped some operators make it to the record of the most effective online casinos. The second most essential criterion was the quality of the bonuses.
We primarily explored the welcome bonuses but also skimmed through other promotions to get an general concept concerning the generosity of every on-line casino we encountered. After excluding all the ‘bad’ ones, we narrowed down the listing even more through the use of a specific take a look at. The South African on-line on line casino trade is consistently changing, and players must be saved abreast of all of the updates so as to not miss out. More so, Arsenal, as a team and business, needs to share the burden and bear the brunt of downside betting. The membership has just lately landed a cope with Sportsbet.io, a service that additionally provides cryptocurrency payments. Remote casino implementations might change the developments sooner or later and generate a relevant discrepancy between sports betting and casino play.
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To hold the score score and evaluation content material relevant in your upcoming trip, we archive critiques older than 36 months. After booking, the entire property’s details, together with phone and tackle, are offered in your reserving confirmation and your account. Last however not least, we should also keep in mind the minimum deposit and expiration date rules. Generally, most bonuses have a low barrier to entry, permitting everyone to take part. The expiry date is much more important, as it will dictate how long you need to full the wagering requirement. While the sport could have a comparatively easy concept, this can be deceiving.
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We created a listing of the most effective online on line casino websites in Nigeria and reviewed each of them for you. We can solely recall Bendtner, David Bentley, or Paul Merson of Arsenal fame, all players who struggled with gambling problems, despite their excessive profiles and payrolls. As Dominic Matteo declared, one of Scotland’s former pros who also managed to damage his funds with sports activities betting, online gambling is a great facilitator and, as such, could cause grave points. Bet9ja’s sports betting pre-match markets cover all major occasions and leagues and we will pay up to ₦40,000,000 on any given ticket, the highest in Nigeria!. With Live Betting, you can wager on changing odds proper up to the ninetieth minute.
These comprehensive guides recommend the best and most secure online casinos for ZAR players after they’ve been reviewed by educated business veterans. The websites are examined based on strict criteria and given sensible scores about these websites. Even better, the details about No Deposit bonuses has been summarized for you, to assist you make a fast decision about whether or not or not the bonus is an effective fit for you. 6 is a copy of the primary sample ever, Browder started classes at Bronx Community College. The breakthrough recreation for video slots within the United States set the tone for online slots to observe, the staff will no much less than need to maintain the margin to six points or beneath.
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We develop wonderful video slots and lottery software program that leverage the player’s experience and improve the operator’s cross-selling opportunities. Known for its on line casino scene within the capital of Dar es Salaam, Tanzania appears set to attract much more new casinos to its shores with this exciting information of a tax break. To make sure, the information out of Tanzania that casino tax is being lowered within the nation will come as a boon for all involved in the gambling trade inside the nation.
This calls for proper delineation of the platform and understands if there are other ways to deposit and withdraw money. So what about those gamers craving the authentic on line casino experience, where RNG-based video games simply won’t do? Well, those gamblers can head over to the stay supplier part and check out their hand at the numerous tables discovered therein. All the most effective on-line casinos in Nigeria currently provide reside vendor gaming. Now that we now have listed our picks for high Nigerian casino websites, it’s time to talk about what you can play there.
Some of the most well-liked methods embrace credit and debit cards, direct financial institution transfers, and eWallets. All the best on-line casinos in Nigeria feature the preferred fee strategies; the ones on our listing even have them in their fee options offer. Welcome bonuses are crucial kind of promotions we took under consideration. In different phrases, the on line casino websites on our record have the most effective welcome bonuses and free spins presents for brand new gamers. Note that we didn’t exclude other promotions; their number and generosity have been the 2 primary components we thought-about.
Additionally, immediate play availability can be of nice importance. Nowadays, most operators help this function, however some implement it better than others. The way a casino platform is designed will vary, which will influence efficiency.
In an attention-grabbing move, the Tanzanian authorities has lowered on line casino tax in the nation from 20 per cent to fifteen per cent. If you booked via us and wish to depart a evaluate, please sign in first. The costs at The Federal Palace Hotel and Casino may vary relying in your stay (e.g. dates, lodge’s policy and so forth.). Guests are required to show a photograph ID and bank card upon check-in. Please notice that all Special Requests are subject to availability and additional expenses could apply. Due to the coronavirus (COVID-19), this property is taking steps to guard the safety of friends and workers.
Seven are operated by Indian nations and four are state-licensed private commercial casinos. Playing casino games at no cost is enjoyable, however it doesn’t truly deliver any real rewards in return. In different phrases, you’ll obtain fake credit to spin the reels, however your prizes may also be fake. On the other hand, enjoying on line casino video games for real money in Nigeria can convey you real cash in case you are fortunate. Online casinos in Nigeria supply a wide variety of payment methods gamers can use to deposit and withdraw money.
What brick and mortar casinos are unable to supply in comparability to on-line casinos is a bonus for taking half in on location. Online casinos can provide bonuses to players, which might help when it comes to playing video games on the positioning. This offers on-line players a distinct advantage, as defined right here, but brick and mortar casinos do offer different facilities that may make up for this indirectly.
When it involves online playing in Nigeria, the National Lottery Act doesn’t truly point out it. Online playing is presently thought of authorized, and the citizens of this country can play all online games that the law recognises as authorized. If you would possibly be an Arsenal fan and want to guess on your staff, you’re free to do so. If your sports activities betting already is uncontrolled, proceed to signal up with GAMSTOP immediately. Arsenal punters ought to know if sports activities betting exposes them to the same detrimental results as a standard casino expertise. Other adjustments made at the time included the authorisation of the Tanzania Gaming Board to allow on line casino sites to advertise their merchandise throughout the nation.
This recreation sort is incredibly various, with hundreds of unique titles on provide. You can choose from in style to obscure video games at any of our listed operators. [newline]We advocate browsing a quantity of online casinos to see if you benefit from the out there video games. Nigerian on line casino websites host a variety of different video games, which you’ll get pleasure from. Specifically, these embrace slots, roulette, blackjack, reside supplier video games, and more. If you are not positive about what you enjoy, you probably can browse one of our chosen operators and take a look at our totally different titles in free-play mode.
Another casino pillar, roulette is available on the high online casinos Nigeria has access to. This is a kind of video games that we instantly consider when we think about a on line casino corridor. While a variety of the glamour of the table can’t be translated over to the digital playing space, you can see on-line roulette no less pleasant.
As most winners state, they love online casinos for the easy cause of potential – the identical potential as being a brick and mortar casinos with out to find a way to leave property. Though some due to “biggest wins” don’t imply the legend and lore of Las Vegas, they’re still deserving of being thought of life changing. Each room has a level of luxurious that very few other sites will be succesful of compete with. The beds have the very best quality fabrics on them and the sheets feel superb. There are additionally suites available which take things to an even higher stage. If you need to take pleasure in the most luxurious on line casino expertise obtainable, then The Bellagio is definitely the place for you.
There are a big quantity positioned around the world and we’ve taken a detailed take a glance at a variety of the extra spectacular venues obtainable. Keep on reading to discover which websites we feel offer the height of luxury to on line casino clients. Corporate organisations that wish to carry on the business of an internet on line casino are required to acquire a licence from the requisite governmental agency. A voter-approved referendum in 2013 authorized seven potential full-service casino licenses within the state. But Cuomo and state lawmakers agreed to start with simply four commercial casinos within the upstate, excluding playing contracts with the state’s Indian nations.
Can i play any casino video games with my bonus evidently, together with Live Blackjack. The initial strategy exposes do’s that can elevate risking potential profitable, happiest christmas tree slot machine and reside Roulette. Many on-line on line casino platforms are managed by software program and employ a random number generator to govern the video games. The greatest on-line casino platform, subsequently, ought to have integrated sections such that avid gamers can play whatever they like. When all is said and done, the most effective on line casino video games Nigeria needs are solely a click away. The high Nigerian online casinos are able to provide you with the playing expertise you need.
The only distinction is that some platforms might ask you to register so as to access free games while others do not require you to take that step. Remove and discard the bad breaker, and these are the forms of on-line casinos that you’ll need to keep away from. Within one month of you making your request, revoke gambling the video games are all intended for an grownup viewers.
With decrease minimum bets and simpler recreation sequence, this may be much less intimidating model of Baccarat, and ideal newcomers. The Bellagio instantly grabs the attention of holiday makers with the amazing fountain and light show that takes place exterior. This is unquestionably a sign of things to come as the within on another level. It options greater than 200 different casino desk video games and has over 2,000 completely different slot machines to take pleasure in. The rooms that are out there are a few of the most impressive around.
Integration of refined livescore and statistic widgets makes checking the progress of your bets no trouble. In Mini Baccarat, the participant can make bets on himself, the financial institution or tie. The dealer offers out two arms consisting the equal playing cards, in addition to the players ought determine what and the place they wish to bet. Winning financial institution arms normally be compelled to pay a 5 % fee, but read the table guidelines earlier than you sit down and have fun with playing.
Remember that touchdown a respectable on-line on line casino platform does not mean it has dependable or nice customer support. Most online casinos supply very poor customer support to their esteemed clients. They never take time to respond to the gamers or if they respond, they usually take days. You might notice their stay chat function; nevertheless, they still take ages replying to their clients. If you register with such platforms, you’ll get pissed off by their delays simply in case a problem or concern arise that demands emergency consideration from them.
Deposit in Naira utilizing considered one of our many reliable, secure fee methods. Booking.com property companions mustn’t publish on behalf of visitors or provide incentives in trade for critiques. Attempts to convey down the score of a competitor by submitting a unfavorable review is not going to be tolerated. If you still have questions in regards to the top on-line casinos Nigeria, please read our FAQ. We have gathered essentially the most important questions players have and provided handy solutions. It is price stating that there’s a certain social component with these games.
Follow the action wherever you’re from your cell system by using our Livescore and statistic widgets. Follow the stay scores and match results over the weekend, or look through. Yes, The Federal Palace Hotel and Casino is well-liked with guests reserving family stays. Cancellation and prepayment policies vary in accordance with accommodations type. Please enter the dates of your stay and verify what conditions apply to your preferred room. If you stayed at this property via Booking.com, you’ll have the ability to write a evaluation.
You also can play live roulette in online casinos and have enjoyable watching the real roulette table spinning as the supplier assists you along with your bets and keeps you company along the means in which. Our team did its best to sort out online casinos based on their customer help quality. We tested the help for the standard and availability of their responses and scrutinised the site for different helpful pages, such because the FAQ web page.
Casinos which offer video games from leading online software suppliers are often rated nicely on our listing. Furthermore, platforms that embrace all video games which might be legal in Nigeria obtained a constructive score from our group. We also paid special consideration to allvideoslots and their variety and graded casinos accordingly.